{"id":1835,"date":"2023-11-02T18:17:06","date_gmt":"2023-11-02T16:17:06","guid":{"rendered":"https:\/\/www.alvarezdelinera.com\/old\/?p=1835"},"modified":"2023-11-02T18:22:12","modified_gmt":"2023-11-02T16:22:12","slug":"a-que-esperas-para-reclamar-los-gastos-asociados-a-tu-hipoteca","status":"publish","type":"post","link":"https:\/\/www.alvarezdelinera.com\/old\/a-que-esperas-para-reclamar-los-gastos-asociados-a-tu-hipoteca\/","title":{"rendered":"\u00bfA qu\u00e9 esperas para reclamar los gastos asociados a tu hipoteca?"},"content":{"rendered":"<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body><p>Un cliente recupera m&aacute;s de 6.000 euros tras reclamar los gastos de formalizaci&oacute;n de su pr&eacute;stamo hipotecario, incluida la Comisi&oacute;n de Apertura y las comisiones de reclamaci&oacute;n de posiciones deudoras.<\/p>\n<p>Una vez m&aacute;s, se confirma que l<strong>as entidades bancarias deben devolver al cliente lo pagado en concepto de Comisi&oacute;n de Apertura (siempre que cumpla unos determinados requisitos), Notario, Registro de la propiedad, Gestor&iacute;a y Tasaci&oacute;n.<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">Como consecuencia de esto, <strong>se puede recuperar,<\/strong> no solamente <strong>lo pagado por la comisi&oacute;n de apertura y los gastos de formalizaci&oacute;n<\/strong>, sino tambi&eacute;n <strong>los intereses desde el momento en el que se efectu&oacute; el pago.<\/strong><\/span><\/p>\n<p>A continuaci&oacute;n podemos ver el fallo de la Sentencia que condena a Santander Consumer Finance, S.A., declarando la nulidad de estas cl&aacute;usulas y los dos pagos que se realizaron a nuestro cliente por estos conceptos.<\/p>\n<p><img loading=\"lazy\" class=\"aligncenter wp-image-1837 size-large img-responsive\" src=\"https:\/\/www.alvarezdelinera.com\/old\/wp-content\/uploads\/2023\/11\/FALLO_Censurado-800x355.jpg\" alt=\"\" width=\"800\" height=\"355\" srcset=\"https:\/\/www.alvarezdelinera.com\/old\/wp-content\/uploads\/2023\/11\/FALLO_Censurado-800x355.jpg 800w, https:\/\/www.alvarezdelinera.com\/old\/wp-content\/uploads\/2023\/11\/FALLO_Censurado-400x178.jpg 400w, https:\/\/www.alvarezdelinera.com\/old\/wp-content\/uploads\/2023\/11\/FALLO_Censurado-768x341.jpg 768w, https:\/\/www.alvarezdelinera.com\/old\/wp-content\/uploads\/2023\/11\/FALLO_Censurado.jpg 1241w\" sizes=\"(max-width: 800px) 100vw, 800px\"> <img loading=\"lazy\" class=\"aligncenter wp-image-1838 size-large img-responsive\" src=\"https:\/\/www.alvarezdelinera.com\/old\/wp-content\/uploads\/2023\/11\/2023-05-17-TRANSFER-PARTE-PPAL-DAVID-BARJA-PO-1340.22-JPI-6_Censurado-800x504.jpg\" alt=\"\" width=\"800\" height=\"504\" srcset=\"https:\/\/www.alvarezdelinera.com\/old\/wp-content\/uploads\/2023\/11\/2023-05-17-TRANSFER-PARTE-PPAL-DAVID-BARJA-PO-1340.22-JPI-6_Censurado-800x504.jpg 800w, https:\/\/www.alvarezdelinera.com\/old\/wp-content\/uploads\/2023\/11\/2023-05-17-TRANSFER-PARTE-PPAL-DAVID-BARJA-PO-1340.22-JPI-6_Censurado-400x252.jpg 400w, https:\/\/www.alvarezdelinera.com\/old\/wp-content\/uploads\/2023\/11\/2023-05-17-TRANSFER-PARTE-PPAL-DAVID-BARJA-PO-1340.22-JPI-6_Censurado-768x484.jpg 768w, https:\/\/www.alvarezdelinera.com\/old\/wp-content\/uploads\/2023\/11\/2023-05-17-TRANSFER-PARTE-PPAL-DAVID-BARJA-PO-1340.22-JPI-6_Censurado.jpg 1084w\" sizes=\"(max-width: 800px) 100vw, 800px\"> <img loading=\"lazy\" class=\"aligncenter wp-image-1839 size-large img-responsive\" src=\"https:\/\/www.alvarezdelinera.com\/old\/wp-content\/uploads\/2023\/11\/2023-09-06-TRANSFER-resto-PPAL-DAVID-BARJA-PO-1340.22-JPI-6_Censurado-800x503.jpg\" alt=\"\" width=\"800\" height=\"503\" srcset=\"https:\/\/www.alvarezdelinera.com\/old\/wp-content\/uploads\/2023\/11\/2023-09-06-TRANSFER-resto-PPAL-DAVID-BARJA-PO-1340.22-JPI-6_Censurado-800x503.jpg 800w, https:\/\/www.alvarezdelinera.com\/old\/wp-content\/uploads\/2023\/11\/2023-09-06-TRANSFER-resto-PPAL-DAVID-BARJA-PO-1340.22-JPI-6_Censurado-400x251.jpg 400w, https:\/\/www.alvarezdelinera.com\/old\/wp-content\/uploads\/2023\/11\/2023-09-06-TRANSFER-resto-PPAL-DAVID-BARJA-PO-1340.22-JPI-6_Censurado-768x483.jpg 768w, https:\/\/www.alvarezdelinera.com\/old\/wp-content\/uploads\/2023\/11\/2023-09-06-TRANSFER-resto-PPAL-DAVID-BARJA-PO-1340.22-JPI-6_Censurado.jpg 1096w\" sizes=\"(max-width: 800px) 100vw, 800px\"><\/p>\n<p><span style=\"font-weight: 400;\">Si a&uacute;n no has reclamado los gastos de formalizaci&oacute;n de tu hipoteca o te han aplicado Comisi&oacute;n de Apertura en cualquiera de los prestamos (hipotecarios o personales) que&nbsp; hayas solicitado a lo largo de los a&ntilde;os, puedes consultar tu caso gratuitamente en el 984 28 38 78 o enviando un mail a info@alvarezdelinera.com.<\/span><\/p>\n<\/body><\/html>\n","protected":false},"excerpt":{"rendered":"<p>Puedes recuperar parte de lo pagado en el momento de formalizaci\u00f3n de tu pr\u00e9stamo hipotecario<\/p>\n","protected":false},"author":4,"featured_media":1844,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[5],"tags":[],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.alvarezdelinera.com\/old\/wp-json\/wp\/v2\/posts\/1835"}],"collection":[{"href":"https:\/\/www.alvarezdelinera.com\/old\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.alvarezdelinera.com\/old\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.alvarezdelinera.com\/old\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.alvarezdelinera.com\/old\/wp-json\/wp\/v2\/comments?post=1835"}],"version-history":[{"count":1,"href":"https:\/\/www.alvarezdelinera.com\/old\/wp-json\/wp\/v2\/posts\/1835\/revisions"}],"predecessor-version":[{"id":1840,"href":"https:\/\/www.alvarezdelinera.com\/old\/wp-json\/wp\/v2\/posts\/1835\/revisions\/1840"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.alvarezdelinera.com\/old\/wp-json\/wp\/v2\/media\/1844"}],"wp:attachment":[{"href":"https:\/\/www.alvarezdelinera.com\/old\/wp-json\/wp\/v2\/media?parent=1835"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.alvarezdelinera.com\/old\/wp-json\/wp\/v2\/categories?post=1835"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.alvarezdelinera.com\/old\/wp-json\/wp\/v2\/tags?post=1835"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}